Commerce Bank (CBSH) Declares Dividends of $0.2750 per Share
Commerce Bancshares Inc. (NASDAQ:CBSH) is one of the 10 Best Bank Stocks to Buy in 2026.
On February 6, the board of directors of Commerce Bancshares (CBSH) declared a quarterly dividend of $0.2750 per share. This figure represents a 5% increase over the prior dividend rate of $0.2620 (after adjusting for the 5% stock dividend from last December 16) and marks the 58th consecutive year the bank has raised its cash dividend rate. The payment date is March 24, while the record date is March 6.
This dividend increase comes on the heels of the release of the bank’s Q4 2025 results on January 22. The report showed a 3.4% YoY growth in attributable net income (from $136.1 million to $140.7 million). On a per share basis, diluted earnings grew 5.2% YoY to $1.01 (from $0.96).
The earnings growth was driven primarily by a 6.2% YoY increase in net interest income (NII), which in turn was driven by both net interest margin (NIM) expansion and loan growth. NIMs expanded by 11 basis points YoY to 3.60% (from 3.49%). The margin improvement was driven by a 29-basis-point YoY decrease in average cost of funding to 1.75% (from 2.04%), which more than offset the 9-basis-point YoY deterioration in average earning asset yields to 4.74% (from 4.83%).
The bank’s loan book, meanwhile, grew 3.5% YoY to $17.7 billion (from $17.1 billion). Business and consumer loans drove this growth, increasing 6.0% YoY (from $6.0 billion to $6.3 billion) and 5.4% YoY (from $2.1 billion to $2.2 billion), respectively. Real estate (1.3% YoY growth from $8.1 billion to $8.2 billion) and credit cards (0.4% YoY decline from $568 million to $566 million), meanwhile, lagged. The $0.6 billion loan book growth was supported by a $0.7 billion increase in deposits to $25.6 billion (from $24.9 billion).
Commerce Bancshares Inc. (NASDAQ:CBSH) is a holding company that owns Commerce Bank. Commerce Bank provides a range of banking services across the consumer, commercial, and wealth segments. The bank is based in Kansas City, MO, and was founded in August 1966.
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Disclosure: None. This article is originally published at Insider Monkey.
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